We all know that the residential real estate market is mired in a deep slump. We also know that home prices across the country are either dropping or stagnant. It seems that a majority of homeowners, though, think that it’s everybody else’s homes that are declining in value.

Has your home lost value in the past year? If national reports about the slumping residential real estate market are true, then your home’s value probably has dropped. But the odds are good that you don’t think it has.