What makes investing so risky?
Investing will always be risky since nothing is guaranteed, but you can choose a combination of assets that makes investing less risky.
Diversification is a technique used to manage risk by adding different types of investments to a portfolio.
Diversification is not just creating a portfolio of ten stocks instead of two. To maximize the benefits of diversification, a portfolio should contain a mix of assets (bonds and stocks).
Within each asset class, there should be more than one type of security.
The choices should contain issuers who face different types of risk, or varying degrees of the same risk.
Combining the various securities will …read more

I was speaking to a client a few weeks ago. She has been struggling to find a job for years for many reasons that she is just realizing. One of the things that she has come to realize is that corporate America is not for her. Why do people end up in 9 to 5 jobs? Many times people fall into their jobs out of sheer necessity. They want and need to put food on the table and pay their bills.
There is nothing wrong with working to care for your family, but working a 9 to 5 may not be …read more

For most people this picture represents fruit, ready to be picked and consumed. My question is how hungry are you? What are you willing to do to be successful in your life? The first time I heard the phrase “stay hungry”, I was sitting in a leadership training class. Stay hungry represents your appetite for the challenges of leadership. It represents your willingness to risk, to push past your fears and doubts into creativity. Stay hungry represents passion. What are you passionate about? Happy Wordless Wednesday!
Image Credit: by Dana Fuqua, From Mission Trip to Ghana

Now here is an interesting question for you to consider when thinking about an interview. Are you an asset or liability for the organization you are interviewing with?
As a hiring manager when evaluating candidates, determining whether you as a candidate will add value to my organization is a very important question to answer.
Managers must determine the risk vs. return they will get for hiring you and allowing you to work in their organization. As a candidate you must demonstrate your value – you must demonstrate that you will be an asset to the organization.
Questions to consider to determine …read more