As a business, you are doubtless interested in the mechanics of money. At least you should be. It is important to understand how money flows through the system, as well as how banks make their money and make it available for use in corporate finance. If you are interested in how banking works, at a basic level, and how it affects society, this is a great video to watch.
The video also makes an interesting point about value and perception. The video points out that gold doesn’t actually have any more value, in real terms, than bits of paper. What makes …read more

One of the facts about corporate finance is that borrowing money is necessary. Any business needs to be able to borrow money in order to keep up a cash flow that provides smoothness in operations. However, business loans are decreasing as banks worry about the viability of businesses and the likelihood that they will be repaid. Here are some things that lenders consider before giving you a loan:

Business credit: Yes, you have to have business credit to get a loan. You can build credit with a business credit card that you pay regularly, or by paying off smaller loans you …read more

One of the things that happens during a recession is that companies start hoarding cash. Preserving capital becomes important as cash inflows slow on reduced consumer spending. As a result, during a recession, merger and acquisition activity decreases. However, now that there are signs that the economy is starting to recover, it could be that M&A activity could pick up. After all, there is a bunch of cash sitting around at many companies.
Working corporate deals
Part of corporate finance is wheeling and dealing. Many companies hope to gain more market share and increase their cash flow by acquiring competitors or working …read more

You can get the financing you need for business if you get the community involved.

Some of the nation’s small banks may end up with access to TARP.

When will banks start lending to businesses again? It depends on how they feel about their own balance sheets…

Unemployment picture improves in some states.

What have you learned from corporate America?

Commercial paper may never be the same again.

Liquidity is an essential part of corporate finance.