six simple rules of credit

1. Pay your bills on time, plus mortgage or rent payments.When applying for credit this will be checked and if good, will count in your favour
2. Get credit early. Having good accounts which have been running for years is good. If you avoid credit, and cards then set up automatic monthly payments for regular payments like furniture rent, utilities and phone. They need to check how you behave they don’t know your history. You need tracable history.
3. Dont max out lenders.
This means don’t apply for two many cards or accounts at once, or too many …read more