When you are looking for financing for your business, you need good business credit. Having business credit that is separate from personal credit is a good idea, since it can protect your personal finances from business failure, and it can help you establish your business as its own credit-worthy entity. Here are some business credit considerations:

Multiple accounts: With personal credit, multiple accounts, even if they are in good standing, can be detrimental. Business credit is different, though. Multiple active business credit accounts in good standing boost your business credit score.
Payment timeliness: One of the biggest factors in your business credit …read more

In the world of personal finance, and advance is something that is not particular desirable. It indicates that you are out of money, and that you might need a little bit more to plug the gaps in your cash flow.
In business finance, though, an advance is a little bit different. All businesses need loans to meet their needs, and many businesses ask for some sort of advance payment. Indeed, when customers buy something, they are used to paying first and then receiving the item. Additionally, even companies that provide services often ask for some part of the fee to be …read more

Fortune put together an interesting list of corporate titans who have refused to be sidelined due to their ages. It’s an interesting list of eight people over the age of 80, who are still involved in their companies. They may not all still be “officially” involved with positions in their companies, but some of them still visit the halls of power, and they can certainly be seen in the media. Many of them are still making deals. Here is the list:

David Murdock, 86, Dole Food
John Bogle, 80, Vanguard Group
T. Boone Pickens, 81, BP Capital
O. Bruton Smith, 82, Sonic Automotive and …read more

Earnings from blue chip companies are helping drive the Dow higher today. Indeed, the surprising earnings have been helping blue chip stocks, while the Nasdaq drops and the S&P 500 struggles. Of course, it is worth noting that the Dow Jones Industrial Average only includes 30 companies. If those companies are all reporting pretty decent earnings, it is bound to help matters.
This is happening even as unemployment continues to rise. But, with earnings in focus, it is little surprise that unemployment isn’t doing much to slow down the Dow. The fact that there are fewer works to be paid is …read more

In the second part of my article about Schedulicity, I wanted to share about my personal experience. I decided to try their software to schedule a message appointment. To schedule, I used their mobile scheduling capability by using my cell phone. The scheduling process flowed smoothly while I used my cell phone.
I was then able to check the status of my appointment as week as find out more details about the company I chose to use. The company was Balanced Body Massage which is owned and operated by Deborah Hays Arellano. My finding is that Schedulicity would be a good …read more

While improvements to the employment picture have been seen in recent months, the unemployment rate is persistently high, and companies are not hiring. Even if job losses slow, the fact that businesses are reluctant to hire more workers continues to cause problems in the overall economy. Only seven states reported that there were job gains in September, and the jobless rate rose to a 26-year high of 9.8%.
Employment is one of the cornerstones of the economy, since the economy relies so much on the ability of people to spend money. Businesses rely on consumer spending to help them with meeting …read more

If your business centers in on using scheduling software to manage your client meetings, then you should take a look at Schedulicity scheduling software. There software can help you create a seamless process from clients scheduling their own appointment to managing service provider details.
In a recent interview with members of the staff from Schedulicity, they shared key information that can help you understand how their service can help you manage your client scheduling.
Below is the first part of the interview with them.
What is the Schedulicity story? What was the genesis of the business idea?
We spent thousands of hours behind …read more

One of the ways that many companies raise capital is through charging fees. These fees are usually charged on top of regular service prices, allowing companies to advertise low rates, and then make up for it by tacking on the fees. It is hard to find an industry that has been more successful at this than the airline industry. In the last year or so, we have seen a definite uptick in airline fees, from baggage fees ($15 for the first checked bag and $25 for each additional) to higher cost in-flight meals and snacks to even adding surcharges for …read more

As a business, you are doubtless interested in the mechanics of money. At least you should be. It is important to understand how money flows through the system, as well as how banks make their money and make it available for use in corporate finance. If you are interested in how banking works, at a basic level, and how it affects society, this is a great video to watch.
The video also makes an interesting point about value and perception. The video points out that gold doesn’t actually have any more value, in real terms, than bits of paper. What makes …read more

Have you ever started a new project without having a plan in place? What was the outcome of doing this? Was is troublesome trying to figure out the project path you were going to take without a clue of how it was going to end? Then let me share a few tips on starting a project right so that you can ensure it ends correctly.
Some of the things that you should dow when starting a project are:

Determine the goals that you want to accomplish by the end of the project.
Determine the timeline; whether the project will have an end date …read more